Personal Accident Insurance for Student

The MOE GPA insurance is provided for all students in government and government aided schools at no cost to parents. This insurance covers students for accidents that may occur during school hours, during school-related activities, and while students are travelling directly to and from school, subject to the policy's claim limits.

We strongly recommend that students seek treatment at public healthcare institutions to ensure sufficient coverage under the MOE GPA insurance scheme. As private hospitals charge significantly higher medical costs, there may be more out-of-pocket expenses for parents/guardians as there are caps to the MOE GPA insurance.

Information factsheet

For comprehensive details about the insurance plan, including claims procedures and frequently asked questions, please visit NTUC Income's website.

You may also view the terms and conditions of the insurance coverage via Product Fact Sheet (Year 2026).pdf.

Claims Submission

• All accident insurance claims must be submitted electronically through the Student GPA Claims Portal https://studentgpa.incomegroupins.com.sg or via the QR below. If you require clarification on claim submission steps, please contact the General Office at 6765 3828 (Ms Mashita).

• Parents and students can submit new claims and track existing claims directly through the portal.

Please note that all claims are subject to the policy terms and conditions.
If you require more information on the claimable items, please contact our Zone Representative, Ms Cary Pang at 96390136 or via email at cary.pang@income.com.sg.